All posts filed under: Health Insurance

How to pay for psychotherapy

Affordable Therapy: 11 Ways to Pay for Therapy When You’re Broke

Introduction Seeking out psychotherapy to address persisting emotional difficulties, especially when you have never had personal experience with it, is almost always a last resort.  Leaving aside unconscious factors captured by the term “resistance,” the cost of competent treatment remains one of the easiest excuses to cite when avoiding needed care.  While this list won’t help you address any negative feelings you have about therapy and/or what it costs, my hope is that it will: Help people who are ready for treatment and struggling with how they can afford it; and Gently take away poor excuses for avoiding something that is needed. Remember that therapists like to help. That’s how we got into this profession. Don’t let the cost get in the way of the help you need. If you’re willing to do some legwork, there’s a therapist out there for you.#mentalhealth#therapy pic.twitter.com/xTGVlbxrYX — Michael Kinsey, Ph.D. (@mindsplain) May 17, 2020 1. Ask for a Lower Fee and Present a Budget Many therapists will consult at no cost with prospective patients to determine whether the …

Getting reimbursed for therapy

Out-of-Network Insurance Benefits: A Guide to Getting Reimbursed for Psychotherapy

Introduction: I hear a lot of people (legitimately) complain about the cost of psychotherapy.  However, there is a subset of these folks that have great insurance that allows them to be either partially or fully reimbursed for sessions outside their network.  Because the paperwork can be a deterrent to seeking therapy, and because it can simply be confusing, I decided to create an informational post about how to submit paperwork for out-of-network claims with a focus on psychotherapy.  By the end of this post, you should have the information you need to bill your insurance company for your psychotherapy.  Any feedback or questions would be of great help to make this the most user-friendly and informative content on the topic out there. Be sure to read or skim all the way to the end for the additional resources. Getting Started: As a first step, the name and address of your insurance’s claims department must be printed or typed into the upper right hand corner of the CMS-1500.  The example below is the address for medicare/medicaid …